If you have health insurance, there is a strong chance it covers at least part of addiction treatment. Knowing what your plan includes and what to ask is the first step toward getting the help you need.
How to Use Insurance to Pay for Treatment
Most modern insurance plans cover behavioral health services, including medical detox, residential treatment, outpatient programs, and individual therapy. The specifics depend on your plan, but the categories are usually there.
Insurance companies generally require proof that treatment is medically necessary and may apply admission criteria. You may need to meet a deductible or pay a copay before coverage begins.
Questions to Ask Your Insurance Provider
When you call your insurance company, have a pen ready and ask:
- What addiction treatment services does my policy cover?
- Are there limits on how long I can be in treatment?
- What is my copay for each level of care?
- What is my annual deductible, and how much have I already met?
- Will prescription medications during detox and rehab be covered?
- Do I need pre-authorization for inpatient or residential care?
Want Us to Verify Coverage for You?
Our admissions team can call your insurance, ask the right questions, and walk you through what is covered. Free and confidential.
We Can Simplify the Process
Insurance benefits are confusing on purpose. Our admissions team has spent years navigating these calls. Let us do the legwork. Verify your insurance online or call 713-904-4699, and we will tell you exactly what your plan covers at Positive Recovery Centers.
Take the Next Step
Cost should not be the reason you do not get help. We work with most major insurance carriers and can answer your questions in one short call. Call 713-904-4699 today.
A new life in recovery may just be a phone call away.